AI CFO and Cash Forecasting For Small businesses and Accountants

Ask questions. See what is coming. Test decisions before you make them.

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For business owners

Know what you can afford before you decide.

  • Ask Noya about hiring, spending and cash flow in plain English
  • See your cash position today and for the next 90 days
  • Test decisions before you commit to them
For my business →
For accountants

Turn existing tax clients into advisory clients.

  • Give every client an AI CFO under your firm's own brand
  • Manage your whole client base from one dashboard
  • First 5 clients free for life, then $39 per client
For my firm →
  • 20+Accounting integrations
  • Read onlySecure data connection
  • Free foreverFor small businesses
  • 5 free clientsFor accountants
G2★★★★☆4.2/5

Connect once. Your AI CFO does the rest.

Finoya connects with 20 plus accounting platforms and keeps your data automatically in sync.

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🔒 Your data is always private, encrypted, and secure.

What your AI CFO helps you do every day

Your AI CFO continuously watches cash flow, forecasts, and scenarios so you always know where the business stands and what decisions are safe to make.

finoya cash flow
Cash Flow Health
Noya AI

Cash Flow Health

Know how safe your cash position is today and what could put it at risk next.

Scenario Planning

Test decisions before you commit. Hiring, pricing, cost changes, and delays in seconds.

Financial Dashboard

A clear, visual view of financial performance without digging through spreadsheets.

AI CFO insights

Your AI CFO highlights risks, opportunities, and priorities automatically.

Forecasting Tool

See where the business is heading based on real data, not best case assumptions.

Noya Says and Quick Actions

Ask questions in plain English and get clear next steps you can act on immediately.

Real results from real businesses

Before Finoya, we were reacting to cash issues after they showed up.
Now we see pressure weeks earlier and can act calmly instead of scrambling.

Yanhao – Founder
Femino.shop

I used to spend hours checking invoices and project costs. Now Noya does that automatically and tells me what’s off. It’s like having a finance partner who never sleeps.

Ophenia – CEO
Digital Crew

Finoya completely changed how we advise clients.
Instead of pulling reports, we focus on decisions. Clients feel the difference immediately.

Ryan
Fractional CFO

We finally have a clear view of what is coming, not just what already happened.
That alone has changed how confident we feel making big decisions.

Ian
French Consultants

Insights

Cash Conversion Cycle Explained: Why Growing Businesses Run Out of Money Faster
A business can grow revenue every month and still run out of cash, and the cash conversion cycle is usually…
Days Cash on Hand: The Number That Tells You How Much Time You Actually Have
Days cash on hand answers one question: if every dollar of income stopped tomorrow, how many days could your business…
Small Business Financial Literacy: Why 1 in 3 Owners Don’t Know If They Made Money
Thirty five percent of Australian small business owners often do not know whether they made a profit in the previous…
Cash Flow Health Score Explained: What the Number Actually Means
A cash flow health score compresses dozens of financial signals into one number, the same way a credit score compresses…
What OpenAI’s Agentic Finance Team Reveals About Where AI CFO Tools Are Headed
OpenAI's own finance team, led by CFO Sarah Friar, is running ChatGPT and Codex through treasury, FP&A, and reporting workflows…
The Real Cost of Forecasting Cash Flow in a Spreadsheet
Nobody puts "spreadsheet maintenance" on an invoice. That is exactly why it never gets counted as a real cost, even…
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