AI CFO for small businesses and accountants

Financial clarity for businesses. Scalable advisory for accountants.

Finoya turns accounting data into forecasts, recommendations and clear next steps, so businesses make better decisions and advisers deliver more value.

For accountants and fractional CFOs

Deliver proactive financial guidance to every client.

  • Monitor all clients from one dashboard
  • Spot risks before client meetings
  • Turn data into forecasts and recommendations
  • Generate monthly reports in under 1 minute
  • Offer Finoya under your own brand
Connect My First Client Free

First 5 clients free for life. Live in 5 minutes.

For small businesses

Understand cash flow. See what is next. Take action earlier.

  • Know your current cash position
  • See what is coming with clear forecasts
  • Test decisions with scenario planning
  • Get proactive recommendations
  • Generate monthly performance reports
Join Free Forever

$0 per month. Live in 5 minutes.

Choose your role to see how Finoya can help you.

For small businesses

Understand cash flow. See what is next. Take action earlier.

  • Know your current cash position
  • See what is coming with clear forecasts
  • Test decisions with scenario planning
  • Get proactive recommendations
  • Generate monthly performance reports
Join Free Forever

$0 per month. Live in 5 minutes.

20+Accounting integrations
Read onlySecure data connection
Free foreverFor small businesses
5 free clientsFor accountants

Connect once. Your AI CFO does the rest.

Finoya connects with 20 plus accounting platforms and keeps your data automatically in sync.

Logo
🔒 Your data is always private, encrypted, and secure.

What your AI CFO helps you do every day

Your AI CFO continuously watches cash flow, forecasts, and scenarios so you always know where the business stands and what decisions are safe to make.

Cash Flow Health
Noya AI

Cash Flow Health

Know how safe your cash position is today and what could put it at risk next.

Scenario Planning

Test decisions before you commit. Hiring, pricing, cost changes, and delays in seconds.

Financial Dashboard

A clear, visual view of financial performance without digging through spreadsheets.

AI CFO insights

Your AI CFO highlights risks, opportunities, and priorities automatically.

Forecasting Tool

See where the business is heading based on real data, not best case assumptions.

Noya Says and Quick Actions

Ask questions in plain English and get clear next steps you can act on immediately.

Real results from real businesses

Before Finoya, we were reacting to cash issues after they showed up.
Now we see pressure weeks earlier and can act calmly instead of scrambling.

Yanhao – Founder
Femino.shop

I used to spend hours checking invoices and project costs. Now Noya does that automatically and tells me what’s off. It’s like having a finance partner who never sleeps.

Ophenia – CEO
Digital Crew

Finoya completely changed how we advise clients.
Instead of pulling reports, we focus on decisions. Clients feel the difference immediately.

Ryan
Fractional CFO

We finally have a clear view of what is coming, not just what already happened.
That alone has changed how confident we feel making big decisions.

Ian
French Consultants

Insights

The Mid-Year Cash Flow Review: What Every Small Business Should Check in July
The January budget is an optimistic document. It is built on assumptions about revenue growth, hiring timelines, and market conditions…
Where Accountants Should Actually Start With AI
The accountants who are not using AI yet are not avoiding it because they think it is useless. They are…
Your AR Aging Report Is the Most Overlooked Cash Flow Tool in Your Business
Most business owners check their bank balance regularly. Most check their profit and loss at least monthly. Almost none look…
Cash Flow Health: The Leading Indicators That Show Problems Weeks Before They Hit
By the time a cash flow problem appears in your bank account, you are usually already in it. The overdraft,…
Why Profitable Businesses Still Go Bankrupt?
According to SCORE, 82% of small businesses that fail cite cash flow problems as a contributing factor. What the statistic…
Fractional CFO vs Hiring vs AI CFO: What Each Actually Costs in 2026
Every founder eventually hits the point where their spreadsheet-based financial planning is no longer good enough. The numbers are too…
Close menu
Start Free Trial